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A large percentage of accidents in the United States are caused by people under the age of 25 driving in an unsafe manner. Having a car insurance broker ensures that you will be dealing with the same individual throughout the claim process if you were to ever have an accident, which greatly reduces the possibility of problems arising with the claim that you are unaware of and improves the chances that you will receive the answers you need in a timely manner. The last benefit can help you choose which companies to look over at your own pace and at your own time. Just because its cheaper, doesnt necessarily mean its better.


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While we do not like to think about it, the fact remains that there can be a great deal of damage to person as well as property. The best car insurance, then, offers the cheapest possible premiums with the most possible coverage. The best idea is to plan to pay the first ,000 or so of that accident if it happens someday, and then in the meantime you can save far more in premiums over those years.

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Progressive Car Insurance Offers 70 Years Of Innovation


Since the beginning of auto insurance companies, there have many innovations involved in helping drivers protect one of the largest investments they will make in their lifetime. While a residence is their most valuable possession, a new vehicle is considered of great value as a means of personal travel as well as commuting to work. Since 1937, Progressive Car insurance has been available through its main office as well as independent agents.

The companys goal has always been customer service and many of the innovations made by Progressive Car insurance has been geared towards helping the customer obtain insurance as well as receive the service promised by the company. Through it network of office sales and over 30,000 independent agents, it is currently ranked number three in the auto insurance market. To better boost its customer service, Progressive Car insurance was the first to offer customer claim service, 24-hours a day, seven days a week, which is now an industry standard.

In 1990, Progressive Car insurance also launched its instant response claim service, which dispatches a specially marked vehicle to the accident scene, once notified, to begin the process of filing the claim. They can also help people obtain replacement transportation if their insured vehicle is deemed totaled.

Staying On Top Not Easy In Competitive Field

Remaining near the top of the auto insurance industry is not an easy task, yet Progressive Car insurance continues to find new ways to make buying and maintain insurance easy for consumers. They launched their first website in 1995 and in 1996 was the first insurer to offer online insurance quotes. A year later they unleashed the power of the internet for people to shop for car insurance, buy it online and print out their insurance cards instantly from their home computers.

At that time, people with Progressive Car insurance still had to contact as agent to insure vehicles, however in 2000 the company began offering online quotes and service for motorcycles, boats and recreational vehicles, the first company to do so. Since then, the response for insurance for these types of vehicles has continued to grow.

Possibly Progressive Car insurances biggest innovation may not have set well with other major players in the industry. In 2002 in began to offer auto insurance quotes from their largest competitors. It gives visitors to its online website the ability to compare rates from Progressive Car insurance and other companies in real time. Once the rates are displayed the viewer then has the option to sign up with Progressive, or find the company offering less expensive coverage.